:root {
  --ink: #1c2731;
  --ink-soft: #46535f;
  --ridge: #3f7dab;      /* logo blue, decorative only */
  --deep: #1d4563;       /* buttons, links: 9.6:1 on white */
  --deep-hover: #153449;
  --mist: #e8f0f6;
  --mist-2: #d4e3ee;
  --paper: #fbfaf7;
  --white: #ffffff;
  --line: #dde3e8;
  --warm: #b8762f;
  --radius: 14px;
  --shadow: 0 1px 2px rgba(28,39,49,.06), 0 8px 24px rgba(28,39,49,.07);
  --head: "Barlow Semi Condensed", "Arial Narrow", system-ui, sans-serif;
  --body: "Source Sans 3", system-ui, -apple-system, "Segoe UI", sans-serif;
}
*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; }
body { margin: 0; background: var(--paper); color: var(--ink); font: 400 1.125rem/1.6 var(--body); }
img, svg { display: block; max-width: 100%; }
a { color: var(--deep); text-underline-offset: 3px; }
a:hover { color: var(--deep-hover); }
:focus-visible { outline: 3px solid var(--warm); outline-offset: 3px; border-radius: 4px; }
h1, h2, h3 { font-family: var(--head); font-weight: 600; line-height: 1.08; letter-spacing: -.01em; margin: 0 0 .5em; }
h1 { font-size: clamp(2.4rem, 6vw, 4.25rem); }
h2 { font-size: clamp(1.8rem, 3.6vw, 2.6rem); }
h3 { font-size: 1.4rem; }
p { margin: 0 0 1em; }
.wrap { width: min(1120px, 100% - 32px); margin-inline: auto; }
.narrow { width: min(760px, 100% - 32px); margin-inline: auto; }
.skip { position: absolute; left: -999px; top: 8px; background: var(--white); padding: 8px 12px; z-index: 100; }
.skip:focus { left: 16px; }

.preview-bar { background: #fff4e0; color: #5b3b12; font-size: .9rem; text-align: center; padding: 8px 16px; border-bottom: 1px solid #f0d9b0; }

/* header */
.site-head { position: sticky; top: 0; z-index: 20; background: rgba(251,250,247,.94); backdrop-filter: saturate(1.4) blur(8px); border-bottom: 1px solid var(--line); }
.site-head .wrap { display: flex; align-items: center; justify-content: space-between; gap: 16px; min-height: 68px; }
.brand { display: flex; align-items: center; gap: 10px; text-decoration: none; color: var(--ink); }
.brand svg { width: 52px; height: auto; }
.brand span { font: 600 1.15rem/1 var(--head); letter-spacing: .28em; }
.nav { display: flex; gap: 4px; }
.nav a { font: 600 1rem/1 var(--head); letter-spacing: .02em; text-decoration: none; color: var(--ink-soft); padding: 12px 12px; border-radius: 999px; min-height: 44px; display: inline-flex; align-items: center; }
.nav a:hover { background: var(--mist); color: var(--ink); }
.nav a[aria-current="page"] { color: var(--deep); background: var(--mist); }

/* hero */
.hero { position: relative; overflow: hidden; background: linear-gradient(180deg, var(--paper) 0%, var(--mist) 100%); }
.hero .wrap { position: relative; z-index: 2; padding: clamp(56px, 9vw, 112px) 0 clamp(150px, 20vw, 250px); }
.eyebrow { font: 600 .9rem/1.2 var(--head); letter-spacing: .16em; text-transform: uppercase; color: var(--deep); margin-bottom: 18px; }
.hero h1 { max-width: 15ch; }
.lede { font-size: clamp(1.15rem, 1.8vw, 1.35rem); color: var(--ink-soft); max-width: 40ch; }
.ridges { position: absolute; left: 0; right: 0; bottom: -1px; width: 100%; height: auto; z-index: 1; }
.page-hero .wrap { padding-bottom: clamp(110px, 14vw, 170px); }
.page-hero h1 { max-width: 18ch; }

/* paths */
.paths { position: relative; z-index: 3; margin-top: clamp(-120px, -9vw, -70px); }
.paths .wrap { display: grid; grid-template-columns: repeat(2, 1fr); gap: 20px; }
.path { background: var(--white); border: 1px solid var(--line); border-radius: var(--radius); box-shadow: var(--shadow); padding: clamp(24px, 3.5vw, 40px); display: flex; flex-direction: column; }
.path .kicker { font: 600 .85rem/1 var(--head); letter-spacing: .14em; text-transform: uppercase; color: var(--warm); margin-bottom: 14px; }
.path h2 { font-size: clamp(1.7rem, 3vw, 2.2rem); }
.path p { color: var(--ink-soft); flex: 1; }
.path ul { margin: 0 0 24px; padding: 0; list-style: none; }
.path li { padding-left: 28px; position: relative; margin-bottom: 8px; color: var(--ink); }
.path li::before { content: ""; position: absolute; left: 2px; top: .55em; width: 14px; height: 8px; border-left: 2.5px solid var(--ridge); border-bottom: 2.5px solid var(--ridge); transform: rotate(-45deg); }

.btn { display: inline-flex; align-items: center; justify-content: center; gap: 10px; min-height: 52px; padding: 14px 24px; border-radius: 999px; font: 600 1.05rem/1 var(--head); letter-spacing: .03em; text-decoration: none; border: 2px solid var(--deep); background: var(--deep); color: var(--white); cursor: pointer; transition: background .18s ease, transform .18s ease; align-self: flex-start; }
.btn:hover { background: var(--deep-hover); border-color: var(--deep-hover); color: var(--white); }
.btn:active { transform: scale(.98); }
.btn.ghost { background: transparent; color: var(--deep); }
.btn.ghost:hover { background: var(--mist); color: var(--deep-hover); }
.btn svg { width: 18px; height: 18px; }

/* sections */
section.band { padding: clamp(64px, 9vw, 112px) 0; }
section.band.tint { background: var(--white); border-block: 1px solid var(--line); }
.section-head { max-width: 640px; margin-bottom: 40px; }
.section-head p { color: var(--ink-soft); font-size: 1.2rem; }
.grid3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 32px; }
.pillar .num { font: 600 .95rem/1 var(--head); color: var(--ridge); letter-spacing: .1em; margin-bottom: 12px; display: block; }
.pillar p { color: var(--ink-soft); }
.pillar { border-top: 3px solid var(--mist-2); padding-top: 22px; }

.compare { width: 100%; border-collapse: collapse; background: var(--white); border-radius: var(--radius); overflow: hidden; box-shadow: var(--shadow); font-size: 1.05rem; }
.compare th, .compare td { text-align: left; padding: 16px 20px; border-bottom: 1px solid var(--line); vertical-align: top; }
.compare thead th { font: 600 1.05rem/1.2 var(--head); background: var(--mist); color: var(--ink); }
.compare tbody th { font-weight: 600; width: 26%; }
.compare tr:last-child > * { border-bottom: 0; }
.note { color: var(--ink-soft); font-size: 1rem; margin-top: 18px; }

.steps { counter-reset: s; list-style: none; padding: 0; margin: 0; display: grid; gap: 18px; }
.steps li { counter-increment: s; position: relative; padding: 22px 22px 22px 84px; background: var(--white); border: 1px solid var(--line); border-radius: var(--radius); }
.steps li::before { content: counter(s); position: absolute; left: 22px; top: 20px; width: 44px; height: 44px; border-radius: 50%; background: var(--mist); color: var(--deep); font: 600 1.3rem/44px var(--head); text-align: center; }
.steps h3 { margin-bottom: .25em; }
.steps p { margin: 0; color: var(--ink-soft); }

.callout { background: var(--mist); border-left: 4px solid var(--deep); border-radius: 0 var(--radius) var(--radius) 0; padding: 20px 24px; margin: 32px 0; }
.callout p:last-child { margin-bottom: 0; }
.callout strong { font-family: var(--head); font-size: 1.1rem; letter-spacing: .02em; }

.two-col { display: grid; grid-template-columns: 1fr 1.1fr; gap: clamp(32px, 6vw, 72px); align-items: start; }
.checklist { list-style: none; padding: 0; margin: 0 0 24px; }
.checklist li { padding: 12px 0 12px 34px; border-bottom: 1px solid var(--line); position: relative; }
.checklist li::before { content: ""; position: absolute; left: 4px; top: 1.05em; width: 14px; height: 8px; border-left: 2.5px solid var(--ridge); border-bottom: 2.5px solid var(--ridge); transform: rotate(-45deg); }

/* forms */
.card-form { background: var(--white); border: 1px solid var(--line); border-radius: var(--radius); box-shadow: var(--shadow); padding: clamp(22px, 3.5vw, 36px); }
.card-form h2 { font-size: 1.9rem; }
.field { margin-bottom: 18px; }
.field label { display: block; font-weight: 600; margin-bottom: 6px; }
.field .opt { font-weight: 400; color: var(--ink-soft); }
.field input, .field select, .field textarea { width: 100%; min-height: 48px; padding: 12px 14px; font: inherit; font-size: 1rem; color: var(--ink); background: var(--paper); border: 1.5px solid #c4cdd5; border-radius: 10px; transition: border-color .15s ease, box-shadow .15s ease; }
.field textarea { min-height: 110px; resize: vertical; }
.field input:focus, .field select:focus, .field textarea:focus { outline: none; border-color: var(--deep); box-shadow: 0 0 0 3px rgba(29,69,99,.18); background: var(--white); }
.row2 { display: grid; grid-template-columns: 1fr 1fr; gap: 0 16px; }
.fine { font-size: .92rem; color: var(--ink-soft); margin-top: 14px; }
.form-status { margin-top: 14px; padding: 12px 14px; border-radius: 10px; background: #fff4e0; color: #5b3b12; font-size: .98rem; display: none; }
.form-status.show { display: block; }

.tiles { display: grid; grid-template-columns: repeat(2, 1fr); gap: 20px; }
.tile { background: var(--white); border: 1px solid var(--line); border-radius: var(--radius); padding: 28px; box-shadow: var(--shadow); }
.tile p { color: var(--ink-soft); }
.alert { background: #fdecec; border: 1px solid #f3c4c4; color: #6b1c1c; border-radius: var(--radius); padding: 20px 24px; margin-bottom: 28px; }
.alert strong { font-family: var(--head); font-size: 1.15rem; }
.tips h3 { margin-top: 28px; font-size: 1.2rem; }
.tips ul { margin: 0; padding-left: 22px; color: var(--ink-soft); }

/* footer */
.site-foot { background: var(--ink); color: #cfd8df; padding: 56px 0 40px; font-size: 1rem; }
.site-foot .wrap { display: grid; grid-template-columns: 1.4fr 1fr; gap: 32px; }
.site-foot a { color: #ffffff; }
.site-foot .brand { color: #fff; margin-bottom: 16px; }
.site-foot .brand svg path { fill: #8fb6d6; }
.foot-links { list-style: none; padding: 0; margin: 0; display: grid; gap: 4px; }
.foot-links a { display: inline-block; padding: 8px 0; text-decoration: none; }
.foot-links a:hover { text-decoration: underline; }
.legal { grid-column: 1 / -1; border-top: 1px solid #3a4754; padding-top: 22px; font-size: .92rem; color: #aab6c0; display: flex; flex-wrap: wrap; gap: 10px 28px; align-items: center; }
.eho { display: inline-flex; align-items: center; gap: 8px; }
.eho svg { width: 26px; height: 26px; }

@media (max-width: 860px) {
  .paths .wrap, .grid3, .two-col, .tiles, .site-foot .wrap { grid-template-columns: 1fr; }
  .grid3 { gap: 24px; }
  .compare tbody th { width: 34%; }
}
@media (max-width: 560px) {
  body { font-size: 1.0625rem; }
  .brand span { display: none; }
  .brand svg { width: 46px; }
  .nav a { padding: 10px 10px; font-size: .98rem; }
  .row2 { grid-template-columns: 1fr; }
  .compare th, .compare td { padding: 12px 12px; font-size: .95rem; }
  .steps li { padding: 76px 20px 20px; }
  .steps li::before { top: 20px; left: 20px; }
}
@media (prefers-reduced-motion: reduce) { * { transition: none !important; scroll-behavior: auto !important; } }
.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}